Dear Michael,
My English is not enough to explain my opinion about bad karma, but I will try it..
Every one had once in life bad karma, important think is in this situation to look to find something positives, if one door closed to you another will open, we must keep our hope
Best regards Rahime
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MN:
Your English is more than good enough to see the wisdom shine through, Rahime. Thank you for your words about closed and open doors . . . indeed, there’s always another open one around the corner.